Mortgages

Buying a home is the biggest financial decision you’ll ever make. That’s why it’s important to choose a banking partner who can help you through the home-buying process from start to finish. When you’re ready for a loan, we’ll help you find and secure one that works best for you and your situation—with competitive rates and terms, and simple payment options.

Exchange Bank offers in-house mortgages as well as Conventional, USDA Rural Development and VA loans through the secondary market.

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Loans

Life gives you good reasons to borrow. Your family outgrows your car, your heat pump stops working, your home starts feeling cramped. At Exchange Bank, there is no going through layers or waiting days without hearing anything. Your lender gets to know you and can be flexible. It’s the way we’ve made loans for 131 years. It’s why we’ve made so many lasting connections in our community.